"A Bottom up Approach to Northern Irish Housing and Homelessness Strategy"
By John A Coyle.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

This e-book introduction  advocates a new parallel system of social and first tier

affordable housing for Northern Ireland. A bottom up approach to a Northern Irish

social and first tier affordable housing and homelessness strategy.

Is advocating an alternative approach, to the Northern Irish housing policy / strategy.

An alternative to the life style business model of “wage slave mortgage hostage”.

What happened to the days when the price of a house was the costs of a site and

construction? Moreover, and the building societies were restricted to advancing

a mortgage for these costs and no more? It is perfectly viable to return to this

financial arrangement and manufacture and construct, high standard social /

first tier affordable four bedroom houses / bungalows. I.E. with a front and

rear garden and off road parking. The proposed scheme is an intricate component

of an overarching NI Social enterprise economy foundation. Requiring a process of

legal reform and protections; and a process of reconfiguration and recalibration of

the NI public and private sectors. I.E. via district council democratic and corporate

governance; and or external stakeholders. Linking up with vocational learning

and development; and or welfare to work and “use it or lose it ”, social security

payments. The object is not to compete with the existing NI housing policy, but

rather to run in parallel with it. To separate the social and private rented homes

from the private house market and mortgage finance influences. I.E. on social

and private rents? To establish a social and private statutory rents formula.

To be based on the costs of the construction of a standard social / first tier family

house; and or a housing benefit cap for private rented houses. This alternative

approach will assist with reducing NI waiting lists and homelessness; and reform

aspects of specified types of eviction; and or personal insolvency and inheritance

reforms. Moreover, the NI local enterprise economy will be stimulated and enhanced.

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It is also noteworthy, that this advocated new parallel system of social and first

tier affordable housing, may also subject to some tweaking be applicable to the

Republic of Ireland, Scotland, Wales; and or also in some smaller English

towns in particular,seaside towns and national trust areas.

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